JH Berry Risk Services, LLC
Copyrights, Disclosures, and Disclaimers

Authorization of Use

JH Berry Risk Services, LLC (“JH Berry”) hereby authorizes any person to access this Website for informational purposes only. JH Berry reserves the right to terminate access to this Website at any time without notice. The data, information and material included in this Website is copyrighted by JH Berry. All rights are reserved under the copyright laws of the United States of America. No part of this Website can be redistributed, copied or reproduced without the prior written consent of JH Berry.

No Warranties

The user of this Website assumes all responsibility and risk for the use of this Website and the Internet generally. JH Berry disclaims all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from, this Website or the Internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or non-infringement. JH Berry has the right to discontinue, change or update any data, information or material included in the Website without prior notice, and does not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this Website. No advice or information given by JH Berry shall create any warranty. JH Berry does not warrant that the data, information and material included in the Website or on the Internet will be uninterruptible or free from error or that any data, information, software or other material accessible from this Website is free of viruses or other harmful components. Our website may describe various insurance products. The availability of a specific product may differ from state to state. The product descriptions are general in nature and the insurance coverages are subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact us for additional information.

Disclaimer of Liability

In no event shall JH Berry be liable for any compensatory, special, direct, incidental, indirect, or consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, information or profits arising out of or in connection with the use or performance of the data, information or material included in this Website or on the Internet generally or on any other basis.

Disclaimer for Links

Although this site may include links providing direct access to other Internet sites, JH Berry takes no responsibility for the content or information contained on those other sites, and does not exert any editorial or other control over those other sites.

Electronic Communications

JH Berry will not be deemed to have accepted any electronic communication unless JH Berry provides the sender of the electronic communication with an acknowledgment verifying receipt of the communication. If JH Berry sends any electronic communication, JH Berry will assume the communication was received intact by the intended recipient. The recipient of such message must notify JH Berry if the transmission was not received or was not received in a readable format.

Security

Despite the security measures taken by JH Berry, there is an inherent risk in disclosing personal information over the Internet. Anyone electronically transmitting personal information assumes the risk that such information may be disclosed or intercepted by unintended third parties and JH Berry disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for an insurance quote who is concerned about maintaining the security of their personal information may mail the information to JH Berry.

Privacy Statement

We are the sole owners of the information collected on this site. We only have access to and collect information that you voluntarily give us via this website, through email or other direct contact from you. We will not sell or rent this information to anyone.
We will use your information to respond to you regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to respond to your request. Note, as is discussed below, that this may mean, in many instances, that we will need to share certain information with potential carriers to provide you with a quote of insurance costs for certain carriers.

Information Collection

We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this Website or when you complete a web form requesting personal identifiable information. When you enroll for an insurance policy at JH Berry, we will ask you to provide information, including your name, home address, mailing address, telephone number and e-mail address. This information will be provided to the insurance company when you attempt to purchase an insurance policy. We will also maintain a record of your information at the offices of JH Berry, so we can provide you with policyholder service.

When you send us e-mail from this Website or complete forms on this Website, you will provide us with certain personally identifiable information including your e-mail address. We may share this information with third parties who provide us services in the normal course of business including, but not limited to, insurance carriers and their affiliates.

Cookies – does our website use cookies?

A cookie is a piece of data that is stored on a visitor’s hard drive while they are visiting this Website. We may utilize a short-lived form of cookie when you visit this site. A cookie will only be used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor’s computer as soon as they close their browser or if they are not actively browsing our Website for more than 20 minutes. Should a previous visitor to our Website return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.

Third-Party Links

This Website may contain links to third-party Websites that are not controlled by JH Berry. These third-party links are made available to you as a convenience and you agree to use these links at your own risk.

Please be aware that JH Berry is not responsible for the content of third-party Websites linked to JH Berry nor are we responsible for the privacy policy or practices of third-party Websites linked to JH Berry. Our Privacy Policy only applies to information we collect from you while you are actively in a connection with JH Berry. If you should link to a third-party Website from JH Berry, we strongly encourage you to review and become familiar with that Website’s privacy policy.

Changes In Our Privacy Policy

We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes. If you have any questions about our privacy policy, please feel free to contact us.

Copyright

The JH Berry logo, and other marks, including the names of various products and services described within and offered by companies represented by JH Berry are service marks of these companies.

Permission to use, copy and distribute these materials without fee is hereby granted, for non-commercial purposes, provided that the material is unaltered and JH Berry copyright notice appears in all copies.
Use of this site shall be governed by and construed in accordance with the laws of our state of business, without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in our state of business.

Should any provision of our terms and conditions be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.

Copyright 2016 J.H. Berry Insurance Agency. All Rights Reserved | Privacy Policy

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